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Terms of Service

Effective Date: March 13, 2026

1. Acceptance of Terms

By accessing or using the Service (the "App"), operated by Intrinsic Advisors Inc. ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Service.

2. Description of Service

The Service, OtterMarkets, is a research and analytics tool that aggregates and displays data for informational and research purposes only. The Service does not execute trades, manage portfolios, or provide any trading functionality.

3. Not Investment, Financial, or Trading Advice

THE SERVICE IS NOT INTENDED TO PROVIDE INVESTMENT, FINANCIAL, LEGAL, TAX, OR TRADING ADVICE. All data, metrics, charts, scores, summaries, and insights are for research and informational purposes only. Nothing in the Service constitutes a recommendation to buy, sell, hold, or trade any asset.

You are solely responsible for your own investment and trading decisions. Past performance or historical data does not guarantee future results. We are not registered investment advisers, broker-dealers, or fiduciaries. Use of the Service does not create any client-adviser relationship.

4. Data Accuracy and Availability Disclaimer

All data, metrics, charts, and insights are sourced from third-party providers and may be inaccurate, incomplete, delayed, or unavailable at any time.

We make no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, timeliness, reliability, or fitness for any purpose of the data or Service. The Service is provided "AS IS" and "AS AVAILABLE."

5. Access and Billing

  • The Service is currently available without a paid subscription or account registration.
  • We may introduce optional paid plans or account-based features in the future.
  • If paid plans are re-enabled later, updated pricing and billing terms will be posted before those features become available.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE CLAIM.

This limitation applies regardless of the legal theory (contract, tort, strict liability, etc.) and even if a remedy fails of its essential purpose.

7. Indemnification

You agree to indemnify, defend, and hold harmless the Company from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from: (i) your use of the Service, (ii) any trading or investment decisions you make based on the Service, or (iii) your violation of these Terms.

8. Intellectual Property

The Service, all content, metrics formulas, and underlying software are owned by the Company. You are granted a limited, non-exclusive, non-transferable license to use the Service while it is publicly available. You may not copy, modify, reverse-engineer, or commercially exploit any part of the Service.

9. Prohibited Conduct

You may not scrape or systematically extract data, use the Service for any commercial purpose other than your personal research, share login credentials, or attempt to circumvent any rate limits or feature gates.

10. Termination

We may suspend or terminate your access at any time for any reason. Upon termination, your right to use the Service ceases immediately.

11. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes via email or in-app notice. Continued use after the effective date constitutes acceptance.

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Connecticut, without regard to conflict of laws principles. Any dispute shall be resolved exclusively through binding arbitration in West Haven, CT under the rules of the American Arbitration Association. You waive any right to class actions or jury trials.

13. Miscellaneous

By using the Service, you acknowledge that you have read, understood, and agree to these Terms.